Follow your stableleins to work! 3 best strategies to earn on stable coins.

Stablecouins remain one of the most effective ways to maintain position without taking unnecessary risk on the cryptocurrency market. While most investors are always waiting for clear signals of the market direction, experienced DEFI users use this time to strategically build positions in designs with high airdrop potential.

Let’s focus on discussing three interesting protocols – Huma Finance, Openeden and Noble.

Why stablecoin in airdrop strategies?

The current macroeconomic situation is characterized by high uncertainty – interest rate reductions remain suspended, and the liquidity on the market is still fragmentary. This is a clear signal of the lack of wider risk appetite. Although the situation has improved significantly in recent days, in such an environment the defensive strategy seems to remain reasonable. Farming with the help of Stablecoin minimizes the risk of drops, while allowing the accumulation of potential airdrops.

The protocols that I have analyzed act as active tools for extracting values from stablecoin, combining airtropic potential with a stable profit. This allows you to build a solid “treasury treasury”, preparing us for decisive action when the next great trend appears.

Huma Finance – Revolution in Payfi to Solanie

Huma Finance is a Payfi protocol that builds bridges between loans in the real world and decentralized finances. The platform allows borrowers to access a loan based on future income, such as payroll or invoices, while combining stablecoin with tangible economic activity.

With the support of Distributed Global and Capital Funds, and a valuation of $ 38 million, Huma has already processed over $ 4 billion dollars of the volume of transactions from the moment of creation. This is impressive data that shows strong dynamics in the Real-World Assets (RWA) sector. After starting “PermissionSionless Deployment” at Solan in April 2025, the platform became open to all users.

Currently, the platform can boast of over 30,000 deposits and 90 million dollars of active liquidity. Although these are respected numbers, they remain modest compared to financial support, valuation and long -term ambitions of the project – which can mean significant growth potential.

Farm strategy on Huma Finance

Classic Mode participants currently earn 10.5% APY, offering a rare combination of stable profit and structural exposure to Airdrop. For Airdropic farmers, the strategy is simple: deposit stablecoin, accumulate feathers (non -emergency loyalty points) and position early on what can be one of the greatest distributions of RWA tokens in Solana history.

When depositing in huma, users choose between two modes:

Classic Mode (PST) – offers actual aps (10.5%) and Feathers points. It is an ideal solution for those who want consistent profit with a simultaneous farm of prizes.

Maxi Mode (MPST) – No profit, but much more Feathers points. Optimal for users whose only goal is to maximize Feathers accumulation of potential Airdrop.

Prize multipliers are as follows: without blocking, users receive 1x at Classic Mode or 5x in Maxi Mode. The lock for 3 months gives 3x in Classic Mode or 15x in Maxi Mode, while a 6-month lock provides 5x in Classic Mode or impressive 25x in Maxi Mode.

You can switch between modes at any time without fees, and the lock status is transferred when the mode is changed.

Practical implementation of the Huma strategy

The first step is to obtain USDC for salting through a wallet like Phantom. Then visit the Huma Finance page and connect the wallet. The key is to choose the right mode – Classic for a combination of profit and points or maxi for maximum points without profit.

Optionally, you can block the position, which significantly increases the Feathers multiplier. After the transaction is approved, you will receive PST or MPST depending on the selected mode. Feathers accumulate automatically and are associated with the portfolio – they cannot be traded or moved.

Expert recommendation: Considering the current prize structure and the likely schedule of launching the token, the recommended strategy is an input with a 6-month lock in Maxi Mode. This is provided by a 25x Feathers multiplier, making it one of the most capital -effective stablecooines of AIRDROPS currently available.

Openeden and Upshift – tokenized treasury bonds in DEFI

Openeden brings a real profit to DEFI by tokenization of American treasury vouchers in online assets. His Stablecoin, Cusdo, is fully secured with a short -term state debt, enabling users to earn a low -corrected profit denominated in dollars on blockchain.

With over $ 120 million TVL and less than 15,000 users, Openeden remains significantly underpired – making it the main candidate for Airdrop strategies based on stablecoin. The “Bills” point system of the platform tracks the use of cusdo in protocols such as Pendle, Euler, Morpho, Spectra and Upshift.

Farming Strategy Openeden + Upshift

The most simple route is Strategic Vault from Upshift, which is offered by the 3.0x Bills multiplier and a 7.2% APA estimated. This Vault also earns Upshift Points, giving a double exposure to both ecosystems before potential tokens launch.

Upshift is distinguished not only with efficiency and double prizes, but also by supporting leading companies, including Dragonfly, Hack VC, Robot Ventures and 6MV, with additional institutional connections from August Digital. Meanwhile, Openeden himself boasts partner support from giants such as Blackrock, Bitgo, Galaxy, Ripple, Arbitrum and BNP Paribas.

The first step is to acquire cusdo via Openeden or exchange on DEXs such as Paraswap, Balancer or Curve. For most Strategic Vault users, Upshift is the best balance between prizes and simplicity. All strategies are fully based on stableleins and you can get out of them without blockades by standard withdrawal of LP or replacement of tokens.

Why Upshift Strategic Vault? It offers a solid 7.2% APY, 3.0x Bills from Openeden, Upshift Points for the second potential Airdrop and full flexibility without blockades. It is an ideal solution for users who want to remain fully stable, keep capital and quietly build an exhibition while the wider market remains without direction.

Noble – Native Blockchain Cosmos for assets

Noble is a native blockchain Cosmos designed specifically for safe, consistent emission of assets in an inter -quine ecosystem. By integration with the M^0 protocol, Noble allows the creation of USDN (Noble Dollar) – Stablecoin fully secured with American treasury vouchers, which automatically calculates online profits.

With the support of Paradigm, Wintermute, Polychain and Circle Ventures, Noble collected $ 15 million in the Series A round (November 2024) and has already attracted the leading issuers of Stablecoin, such as Circle and Ondo Finance. Despite this institutional support, participation in the protocol remains small: currently only 9,933 users have deposited in Noble Points Vault, with TVL oscillating around $ 45 million.

Farming Strategy Noble Points

To enter the Noble Ecosystem, you need a wallet compatible with Cosmos – Keplor Wallet is recommended. Then transfer USDC to noble through the official Bridge of Ethereum, Solana or other served chain. IMPORTANT: gas fees in the Noble network are paid in USDC, so you should transfer a few additional dollars except for the amount allocated to Farming.

After shifting, using the official DEX, USDC is converted to USDN. Then you can choose between two farming paths depending on the strategy: Noble Points Vault (focuses on the accumulation of points) or USDN Earning Vault (prioritizes profit with calculating points).

Regardless of whether the priority is the profit or accumulation of points for potential Airdrop, both treasures offer native strategies for stablecoin without exposure to tokens variability.

Key conclusions and recommendations

The current macroeconomic image remains a bit uncertain, with suspended foot reductions and not quite a clear matter with the customs war. In this environment, the defensive strategy remains reasonable, and the farm with the help of Stablecoin minimizes the risk of declines while accumulating the Airdrop prizes, which can be turned back into USDC for future investments.

Protocols such as Huma, Openeden and Noble act as active tools for extracting values from Stablecoin – combining airtropic potential with a stable profit to keep us involved without underestimating unnecessary variability. They collectively help us build a solid treasury, positioning us to decisive action when the next great trend is on the market.

Recommendations for various investor profiles:

For conservative farmers, the best choice seems to be Upshift Strategic Vault offering stable profit and double Airdrop exposure. Aggressive farmers can consider Huma Maxi Mode with a 6-month lock for maximum capital efficiency. Noble remains an interesting option for those who want to exposure to the COSMOS ecosystem, although this one now shows nothing particularly attractive.

The key to success in the current environment is precision, not rush. We build positions methodically, accumulate prizes and prepare for a moment when the full momentum returns to the market – this will be manifested by dynamic increases on memecoins, which at the end of 2024 shone.