2025 is a time when cryptocurrencies, such as Bitcoin, Ethereum or USDC, are becoming an increasingly practical tool for daily payments in Poland. Cryptocurrency cards enable instant issuing of digital assets in stores, online or when paying out of ATMs, eliminating the need for manual exchange for fiducinar currencies. Thanks to global acceptance and modern functions, such as integration with mobile applications, these cards have revolutionized the way Poles use cryptocurrencies. This article presents a ranking of the best cryptocurrency cards in 2025, with an emphasis on low costs, convenience and adaptation to the needs of Polish users, helping to choose the best option to pay cryptocurrencies.
What is a cryptocurrency card?
The cryptocurrency card is a payment tool related to the cryptocurrency portfolio, which allows you to issue cryptocurrencies such as BTC, ETH or USDC, with automatic conversion to PLN, EUR or other local fiducinar currencies in real time. Served by Visa or Mastercard, it is accepted in millions of sales points around the world.
The main advantages are:
- Speed: Immediate payments without the need for manual conversion.
- Safety: advanced technologies such as biometric encryption and authentication.
- Universality: Possibility to pay wherever traditional cards are accepted.
- Additional benefits: prize programs, limit management and integration with mobile payments.
Ranking of 7 best cryptocurrency cards
Here is a list of the best cryptocurrency cards in Poland in 2025, ideal for paying cryptocurrencies, including the issuer, served countries and key functions.
Trustee Plus + Quicko Digital
Trustee plus This is an unrivaled application for cryptocurrency management for users in Poland, offering a combination of low costs, functionality and convenience. In the wallet, you can safely store and exchange assets such as Bitcoin (BTC), Ethereum (ETH), USDC and many other popular tokens. The application enables immediate conversion of cryptocurrencies to euro, which can then be used for daily payments – online and stationary – from the level of a card related to Quicko Digital.
Trustee Plus works with a licensed application Quicko Digitalwhich is responsible for issuing and servicing a payment card in euros. When ordering the card, the user undergoes a simple registration in Quicko and gains access to an euro account and a means of payment, which can be used in over 100 countries, including Poland, Germany, France, Italy, Spain and Ukraine.
Importantly – card payment is made automatically in the local currencye.g. in PLN, if the transaction is made in Poland. The system automatically converts from the euro into the local currency at the Card Operator’s course, which makes paying for purchases, tickets or services becoming very easy and available without any additional steps. Integration with Apple Pay and Google Pay simplifies daily transactions even more – just a phone or watch.
Key features:
- Permanent, low commissions: only 0.5% for the replacement of cryptocurrencies in the application
- Polish interface: transparent, designed for local users
- Replacement and payments: Quick crypto conversion to euro and transferring funds to Quicko
- Automatic currency conversion: card payments made in local currency (e.g. PLN)
- Iban in Euro: Possibility of SEPA transfers and external power supply
- Security: 2FA, banking, biometry, full control over the balance
- Support for many cryptocurrencies: Bitcoin, Ethereum, USDC and others
The best cryptomedia of Eastern Europe – Incrypted recognized the Trustee Plus cryptocurrency portfolio as the best cryptocurrency portfolio in its annual ranking.
Kraken Card
Kraken Card, issued by Payward Ltd. or a licensed partner in EEA, is a Visa debit card associated with the Walnf of the Krakow Stock Exchange, one of the most trusted cryptocurrency platforms. Supports BTC, ETH, USDC and other cryptocurrencies, with a conversion to PLN or EUR. Available in EEA countries, such as Poland, Austria, France, Germany, Spain, and in Canada and Australia, the card works in over 60 million sales points. It offers a cashback up to 5% in BTC or USDC, but requires a minimum balance (~ 100 USD) on the Kraken account. Supports Apple Pay and Google Pay.
- Advantages: reliable Kraken security, support for many cryptocurrencies, global acceptance.
- Disadvantages: Cashback balance required, conversion fees (~ 1%).
Crypto.com Card
Crypto.com card, issued by Foris DAX MT Ltd. in Malta, is a versatile VISA card supporting BTC, ETH, USDC and over 100 cryptocurrencies. Available in over 40 EEA countries (Poland, France, Germany, Spain) and in the USA, Canada and Singapore, it offers various levels (e.g. Midnight Blue, Obsidian) with cashback to 5% in CRO. Requires CRO staking for higher levels (e.g. $ 4,000 for Jade Green). The card works in millions of sales points and supports mobile payments.
- Advantages: a wide selection of cryptocurrencies, attractive cashback, wide range.
- Disadvantages: Staking Cro, conversion fees (~ 1-2%) less competitive.
Coinbase card
Coinbase Card, issued by Paysafe Payment Solutions Ltd. in EEA, is a Visa debit card enabling BTC, USDC and other cryptocurrencies with conversions to PLN or EUR. Available in selected EEA countries (Poland, Germany, France, the Netherlands), although its availability in Poland may be limited. It offers cashback up to 4% in cryptocurrencies (e.g. BTC, XLM) and operates in over 60 million sales points. Supports Apple Pay and Google Pay.
- Advantages: simple operation, support for popular cryptocurrencies, cashback.
- Disadvantages: limited availability, payment fees from ATMs (~ 2%).
Wirex Card
Wirex Card, issued by Contis Financial Services (Solaris Group), is a MasterCard card supporting BTC, USDC and other cryptocurrencies with a conversion to PLN or EUR. Available in 30+ EEA countries (Poland, Germany, Spain) and in Great Britain, it offers a program of awards at BTC. Conversion fees are ~ 1.5-2%. The card works globally and supports mobile payments.
- Advantages: liquid crypto and FIAT integration, cryptocurrency awards.
- Disadvantages: higher fees, less friendly application.
Bybit Card
Bybit Card, issued by the Bybit partner in EEA, is a MasterCard debit card supporting BTC, USDC and ETH. Available in selected EEA countries (Poland, France, Germany) and operates in over 80 million sales points. It offers low fees (~ 1%), but the popularity in Poland is limited due to lower Bybit recognition.
- Advantages: low fees, integration with the Bybit Stock Exchange.
- Disadvantages: limited popularity, fewer functions.
Revolut Crypto Card
Revolut Crypto Card, issued by Revolut Bank UAB, is the VISA/MasterCard card associated with the Revolut portfolio, supporting BTC, USDC and other cryptocurrencies after conversion to PLN or EUR. Available in 30+ EEA (Poland, France, Germany) and in Great Britain, it is easy to use, but offers less cryptocurrencies. Transaction fees are ~ 1.5-2.5%.
- Advantages: a simple interface, wide availability.
- Disadvantages: higher fees, limited selection of cryptocurrencies.
Summary
The Trustee Plus card is the best cryptocurrency card in 2025 for Poles, thanks to the lowest commission (0.5%), virtual and physical variants, a limit of EUR 50,000 and a Polish -language application. The command program (exchange from exchange and bonus 0/25/5 EUR) additionally distinguishes it from the competition. Other cards, such as Kraken Card or Crypto.com Card, offer interesting functions, but often involve higher fees or requirements, such as staking. Trustee Plus is the perfect choice for those who want to pay cryptocurrencies quickly and cheaply in Poland and abroad.
