More Bitcoin without a larger deposit? Invity shows Turbo Buy results | Bitcoin.pl

Invity launched its Turbo Buy savings strategy in late September/early October 2025 when the Bitcoin price reached an all-time high. Today, a year later, 89% of active strategies are profitable and the average rate of return is +26.3%.

  • Return above +10%: 79% of the strategy
  • Return above +30%: 33% of the strategy
  • Average rate of return of all active strategies: +26.3%
  • Eliminated strategies: 0%

What does the data show?

As of October 7, 2026, 89% of active Turbo Buy and Turbo Buy Plus strategies were profitable, 79% had a return above +10%, and 33% had a return above +30%. About 4% of the strategies had a return greater than +60%.

11% of the strategies were in the red, and in less than 1% the loss exceeded 20%. The data includes only active strategies, and each strategy is measured from its creation date.

How do Turbo Buy and Turbo Buy Plus work?

Turbo Buy combines regular Bitcoin purchases with 60% additional purchasing power. The customer chooses a fixed purchase amount and frequency (daily, weekly, biweekly or monthly), and Turbo Buy from Invity adds another 60% to each purchase. Bitcoin regularly purchased by a customer automatically serves as collateral. The customer settles the additional purchasing power later, at the original purchase price.

Turbo Buy Plus uses the same additional purchasing power mechanism, but adjusts the size of each purchase to long-term market trends. He invests more when Bitcoin is cheap and less when the market is overheated.

A fee of 9.9% per annum is charged on the value of additional purchasing power and a service fee of 1.49% is charged on each purchase. The strategy is intended for a horizon of one to five years. Customers can settle it at any time.

Customers’ additional purchasing power is secured by their Bitcoin. So if the price drops sharply – by several dozen percent – Invity will notify customers so that they can replenish the security. Otherwise, their strategy could be automatically settled (liquidation). However, Invity has designed the strategy so conservatively that, based on modeling on historical data, neither strategy would have been liquidated during price declines over the past 10 years. This was confirmed last year: 0% liquidation with a 51% price drop.

Shopping is spread over time, so customers do not have to wait for the perfect moment to enter the market, and the purchase price is averaged. Each customer chooses the amount of regular purchases themselves, with the minimum being EUR 30 (approx. PLN 131) per month.

Hitting the perfect moment to buy is virtually impossible and most investors fail to do so. That’s why Turbo Buy combines regular purchases, i.e. the so-called purchase price averaging (DCA, dollar-cost averaging), with additional purchasing power. We launched it at a historic price high, and most of our customers are still in the black

– says Michal Nýdrle, partner at Invity.

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Zero liquidation

Turbo Buy is intended for long-term, regular buying, not short-term trading. Invity has verified the liquidation risk in two ways and in both cases the result is the same: zero liquidation.

  • Simulation: Štěpán Uherík, co-founder of Invity and chief financial officer (CFO) of the SatoshiLabs group, simulated 10 years of Bitcoin’s history in 4,084 scenarios. None of them ended in liquidation.
  • Action in practice: Since the launch of the beta version, there has not been a single liquidation, even during the 51% decline in Bitcoin’s price (from historical peak to lowest point).

The same pattern in Poland and Europe

We observe the same model of regular saving among customers in Poland, as well as in other key Invita markets: the Czech Republic, Spain, Germany and Italy. Customers are not looking for a one-time bet, but buy Bitcoin regularly, in small amounts.

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Why now?

Inflation is starting to rise again in Europe and money on current accounts is losing value. People are looking for other ways to save long-term and are finding that they don’t need a lot of capital or perfect timing to do so. All you need is a regular amount from EUR 30 (approx. PLN 131) per month.

About Invity

Invity is a platform for buying, selling and saving in Bitcoin. Its mission is to provide everyone in Europe with easy access to Bitcoin. It is part of the SatoshiLabs group, creators of the Trezor hardware wallet, was founded in 2019 and is based in Prague. The platform is used by over 30,000 users who have conducted transactions worth over EUR 2 billion (approx. PLN 8.8 billion) via the application. Customer assets are held by the institutional custodian BitGo. Invity is authorized and regulated by the Czech National Bank as a crypto-asset service provider in accordance with the EU MiCA regulation. More information at invite.io.

This information does not constitute a forecast or financial advice. Past performance is not a reliable indicator of future performance. The value of cryptoassets may fall as well as rise, and the investor may lose all invested funds. In the case of Turbo Buy and Turbo Buy Plus, the customer’s Bitcoin serves as collateral. If its value drops too much, the strategy may be automatically settled (liquidated). Details can be found in the Invita Regulations. Data as of October 7, 2026; only active strategies, each measured from its creation date.