Ripple is applying for a banking license in the USA! News 03.07

Ripple has submitted an official application to OCC for a nationwide banking license. If the application is considered positively, Ripple will be able to offer banking services at the national level. What else happened on the cryptocurrency market on July 3, 2025?

How is the course of the most important cryptocurrency behavior? 📈

Continuation of yesterday’s increases. BTC gently, 1.0% in the plus – 109,477 USD. In turn, ETH is growing much stronger, by 3.9% to USD 2585. And what on the Altcoin market? Also solid increases, such as Doge (+4.8%) or XRP (2.9%). In general, investors’ moods are optimistic, like weather outside the window;)

Course of the most popular cryptocurrencies – percentage change 👀

News that heat the bitcoin.pl website ²

Ripple is applying for a banking license in the USA

Ripple officially submitted an application for a nationwide banking license to Office of the Comptroller of the Currency (OCC), an American regulator supervising financial institutions. If the application is approved, the company will be able to offer banking services at the national level – fully integrated with blockchain technology and XRP token. This move can significantly increase the adoption of cryptocurrencies in the traditional financial sector and contribute to the increase in liquidity and XRP. Ripple has been fighting for a position on the American market for years, especially in the context of the ongoing dispute with the SEC, which is why the license could open a new chapter for the company and the entire industry. This step was widely commented on Platform X by opinion leaders who see in it a potential precedent for other cryptocurrency companies. In the short term, you can expect an increase in interest in the XRP token, and long -term – deeper crypto integration with the regulated US financial system.

Solana introduces a new staking report integrated with DEFI

Solana announced the premiere of the Liquid Staking 2.0 protocol – a breakthrough solution that allows users to Stacking SOL tokens while using them in decentralized financial applications (DEFI). Thanks to this mechanism, users no longer have to choose between earning on staking and participation in the DEFI ecosystem, which increases the flexibility and effectiveness of asset management. The new protocol has gained a positive reception in social media, where cryptocurrency enthusiasts emphasize its importance for the development of the entire Solana ecosystem. Integrations with popular DEFI platforms such as Raydium and Orca are planned, which can translate into greater adoption among retail and institutional users. Increase in the price of Sol after the announcement of new products suggests the growing interest of investors. This can strengthen the position of salted as a def leader and threaten Ethereum dominance in this segment in the long term.

Chainlink, a leader in providing external data (Oracles) for blockchains, announced the launch of a new platform that combines blockchain technology with artificial intelligence. The new decentralized data platform allows you to supply AI models with reliable data from various sources, while maintaining transparency and security. It uses CCiP (Cross-Chain Interoperability Protocol) technology, which allows you to provide data to applications operating on many blockchains at the same time. The project has already attracted the attention of the Web3 community and can become the foundation for new solutions, such as predictive financial markets, investment algorithms and autonomous data management. Interestingly, Chainlink has been cooperating with technological giants, such as Google and Microsoft for a long time, which can mean further partnerships in the area of ​​AI and Blockchain. This initiative not only increases the usability of the token Link, but also fits into one of the key technological megatrens 2025 – integration of AI from Web3.